Online Back Account Types and Comparison

There are several types of online back accounts, each with its own unique features and benefits. A checking account is a basic type of online back account that allows for easy access to your money, with features like bill pay and direct deposit.

A high-yield savings account is another type of online back account that earns a higher interest rate than a traditional savings account, typically between 1.5% to 2.5% APY. This means you can earn a bit more interest on your money without having to do much extra.

Some online back accounts also offer rewards programs, such as cashback or points for using your debit card or referring friends. For example, some accounts offer 1% cashback on debit card purchases.

You've got options when it comes to choosing the right checking account for you. A basic checking account with minimal requirements is available, requiring just a $50 minimum opening deposit.

There are also performance accounts that earn interest based on your account activity, also with a $50 minimum opening deposit. This account is a great option if you want to earn interest on your balance.

If you're looking for a more premium account, the Complete Checking account is a great choice. It offers value, increased security, and special discounts, all for a $50 minimum opening deposit. To avoid the $8 per month maintenance fee, you'll need to either keep a $2,500 minimum balance or have $10,000 in personal deposit relationships.

Here are the account options summarized:

You can open a new account at your own convenience, without having to visit a bank branch during banker's hours. Our online account opening process, BankSouth EasyOpen, is a simple and secure way to get started.

This online tool gives you the same ease and security as opening an account in person.

You can open a checking account with Old National Bank, which includes a debit Mastercard with chip technology and surcharge-free transactions at over 55,000 ATMs worldwide.

Old National Bank's Digital Sales Office is available to assist you with your banking needs, whether you're opening a checking or savings account, or transferring funds. You can interact with them directly by phone, text, or online.

Their Digital Sales Office is staffed with team members ready to work directly with you, just like a traditional sales office. They're available from 8:00 a.m. to 8:00 p.m. CST Monday through Saturday.

Bank Independent's Digital Sales Office offers Text Concierge, a texting service provided for your convenience. They can assist you with your banking needs, whether opening checking and savings accounts, certificates of deposit or transferring funds.

To qualify for the consumer checking cash bonus of up to $650, you must open an ONB Everyday or Preferred Checking account with a minimum deposit of $50 between 2/1/2025 and 6/2/2025.

Bremer Select Banking℠ is a basic checking account to help you manage your daily finances, with no monthly service fee if you meet one of the account requirements.

Bremer Choice Banking℠ offers premium interest earnings and ATM rebates for qualifying accounts, including convenient Online Banking, direct deposit, and debit card transactions.

To qualify for Bremer Choice Banking Perks, you must meet three requirements each month: make 12 debit card transactions, have a combined personal deposit balance of $20,000, and use Online Banking with online statements, as well as have at least one direct deposit of $500 or more posted to the account.

Here are the Bremer Choice Banking Perks:

All of Bremer's checking accounts include benefits like debit Mastercard with chip technology, surcharge-free transactions at any Old National ATM, and digital Banking with Bill Pay and Mobile Deposit.

The Bremer Select Banking℠ account is a great option for managing your daily finances. It's a basic checking account that helps you stay on top of your money.

To enjoy no monthly service fee on your account, you'll need to meet one of the account requirements. These requirements aren't specified in the article, but it's worth noting that meeting them will save you money.

If you're looking for a simple checking account with minimal requirements, Bremer Select Banking℠ might be the way to go.

Bremer Choice Banking℠ offers premium interest earnings and ATM rebates for qualifying accounts. To qualify, you need to do three things each month: make 12 debit card transactions, use Online Banking with online statements, and have at least one direct deposit of $500 or more.

You'll earn an automatic refund of up to $15 per month in ATM fees if you meet the monthly qualifications. First-time customers also get free Bremer Bank wallet checks.

The key to qualifying is to consistently use your debit card, online banking, and direct deposit. Make sure to check your account regularly to ensure you're meeting the requirements.